Robby Welles|Founder & President
Porter Ranch, California 818-797-9544 Schedule Your Complimentary Review
WellesConsulting

California Retirement Specialist

Protecting the retirement you’ve worked a lifetime to build.

Specializing in 401(k), IRA, and 403(b) rollovers to protect savings, pursue growth, and create dependable retirement income.

Schedule Your Complimentary Review
20+ Years
Helping Californians prepare for retirement.
Specializing In
CalSTRS, 403(b), 401(k), IRAs and rollover strategies.
Personalized Guidance
Retirement strategies tailored to your individual needs and goals.
Thousands of Clients
Trusted relationships. Lasting impact.

What we do

Retirement savings, protected and ready for what comes next.

Our clients want protection and growth, and that's what we specialize in. Protecting your retirement, growing your future.

401(k) and IRA rollovers

Helping individuals approaching retirement, changing employers, or already retired explore their rollover options and make the most out of their retirement savings.

  • 401(k) rollovers from a former employer
  • IRA transfers
  • Consolidating multiple retirement accounts
  • Evaluating existing IRAs for better opportunities
Explore rollovers →

403(b) and 457(b) planning

Helping California educators and public employees evaluate their existing retirement accounts and explore opportunities for greater protection, growth, and retirement income.

  • Reviewing existing 403(b) and 457(b) accounts
  • Evaluating performance and fees
  • Exploring principal protection and growth options
  • CalSTRS and CalPERS pension planning
Explore educator planning →
How index-linked interest crediting works A gold staircase shows an illustrative crediting pattern that steps up at the end of years when the index rises and stays flat through years the index declines, never stepping down. A red jagged line shows illustrative index movement falling below the starting level in the middle years before recovering. Axes show ten contract years, with a dashed reference line at the starting level. Illustrative only, with no dollar figures, no dates and no named index. HOW INDEX-LINKED INTEREST CREDITING WORKS Illustrative crediting pattern Illustrative index movement Starting level When the S&P 500 declines, your accumulation value remains the same. When the S&P 500 increases, your Accumulation Value may increase. 1 2 3 4 5 6 7 8 9 10 CONTRACT YEARS Gold markers show each annual reset. Illustrative only: a simplified example of annual index-linked interest crediting. Not a projection of performance or a representation of any specific annuity contract, index, or crediting rate. Actual results vary by contract terms.
A fixed index annuity does not directly invest in a market index. Instead, the index is used to determine interest credits according to the terms of the contract.

Our approach

Principal Protection & Growth

The opportunity to grow your retirement savings while protecting your principal from market downturns.

  1. Participate in market-linked growth opportunities.
  2. Protect your principal from market losses.
  3. Lock in credited interest without losing it to future declines.
  4. Your interest can build upon itself year after year.
It’s not just how much money you make – it’s how much you get to keep!

Testimonials

In their words.

Robby, thank you for making some very complicated choices easy to understand. I am very pleased with my new plan … you are a great teacher and deserve an A+ for knowledge and service!

Victoria VelasquezPrincipal of Hodge Elementary · Azusa, CA

My wife and I have had several financial advisors throughout the years, all of whom promised the world and never delivered. Not only did Robby come through for us, he explained finances better than anyone out there and he always keeps in touch. I highly recommend Robby to everyone!

Sam PerdomoAssistant Principal of Gladstone High School · Covina, CA

Robby is amazing at providing an overall understanding of how retirement works. I was able to make an informed decision about where to put my money and really benefited from his expertise. My staff has welcomed him with open arms and they really enjoy working with him as well.

Frances WeissenbergerPrincipal of the Year 2013 · Pasadena Unified School District

I have known Robby personally and professionally for over 25 years. As a successful chiropractor, there is nobody that I trust more than him to guide me through my financial future!

Dr. Dan ZuckerChiropractor · Sherman Oaks, CA

Individual experiences. Results vary and are not guaranteed. No compensation was provided.

Getting started

Let’s Start With a Conversation

Schedule a time that works for you, and let’s discuss your retirement goals, explore your options, and see how we can help you move forward with confidence.

Schedule Your Complimentary Review

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